Textmeajob.com has teamed up with specialist
financial advisers, Contractor Financials, to offer a Money Section
allowing access for tailored products for both contractors and
permanent employees.
As Independent Financial Advisers they can look
across the entire marketplace to ensure that you secure the most comprehensive
products at the keenest prices.
As
a contractor you can make use of their unequalled experience in all aspects of financial planning. They fully
understand the unique status that you work under as a freelancer and have
constructed bespoke financial solutions to your protection, investment and
mortgage needs. You will find overviews of the issues that you should be
considering within the sections below.
ContractorFinancials have negotiated specialist
underwriting terms for contractors with High Street lenders based simply on a
multiple of up to 4 times your annualised contract rate and can secure
competitive Buy to Let mortgages for contractors that need only 15% deposit.
They have engineered an income protection plan that offers an affordable,
long-term solution to the needs of the contractor and that pays benefits after
only a single days illness. They are also able to offer tax efficient investment
and pensions planning to ensure that you make the most of your time contracting
whilst simultaneously slashing the proportion of income that you pay to Gordon
Brown.
If you are taking a permanent position Contractor
Financials have access to mortgages that disregard probationary period etc and
offer very high salary multiples, including loans where you self-certify income
without the usual income checks made by the lender. They can similarly tailor
financial solutions to dovetail into any employee benefits that you now
enjoy.